Snafu & Christmas Pictures.
I’m really stressing about how I will get Host Boy from the Atlanta airport. I keep praying there will be some painless solution. I know at 8 weeks pregnant (Click here if you missed it!) I am not going to feel like driving 16 hours round trip alone. Tyler doesn’t understand, because he’s never been pregnant. He keeps rolling his eyes and saying I will be fine. I know it’s not just me…most pregnant women at 8 weeks wouldn’t feel like doing that and would be hard pressed to miss out on sleep for 24 hours. I will drive down there during the day on Thursday and then turn around and drive back home all night. I have no other options because I have to be back for a wedding I’m photographing on Saturday.
My back-up plan was to get Zofran, until yesterday when we got a letter in the mail saying since I am Tyler’s ex-wife I have no health insurance coverage on his plan, and neither do the kids, retroactive to his hire on date.
After several attempts to get straight answers from the unhelpful call center people we finally were able to figure out what happened.
When Tyler got his hire on packet it instructed us to go to a website and sign up for the health insurance plans we wanted. We did that, filled out the proper info, added the required social security, numbers, and the little green check marks next to the info boxes lit up. We submitted the online form, and began receiving the family benefits email newsletter. They took the family insurance cost out of Tyler’s paychecks every two weeks. We assumed everything was fine and dandy. Who wouldn’t? When you’re paying for insurance you’d think you have insurance coverage, right?
Well apparently there was supposed to be a pop-up window saying we needed to fax in copies of our birth certificates, marriage license, and social security cards. We never got that pop-up, obviously, and they never said anything else about it until 60 days later!
So when Tyler called the customer service people they told him that the 30 day window had passed and that we could reapply for coverage in 2014.
When he asked them what had happened to the money he’d been paying for family coverage the past few months the lady said it was just lost and couldn’t be refunded.
Seriously? Yeah right. She said there was no one hire up he could talk to so he hung up on her and called back and got a different person on the phone.
After talking to a rep from HR at work last night he found out this has happened to other people too, including the HR rep herself! We have to right this long detailed letter about how we took the proper steps to apply for coverage and request and appeal, then fax in the proper documents and wait for them to either accept or deny us.
I am INCREDIBLY frustrated. We don’t have any health insurance. I can’t go to the doctor and get Zofran so that I’m not miserable when driving 16 hours round trip to pick up Host Boy. I can’t get an ultrasound to reassure myself that the baby is alive and growing. (The midwife for homebirth is paid out of pocket, so it doesn’t mess with that at least. And for those that asked about the illegal aspect–the legality issues belong to the midwife, she is the one that will get in trouble. I can have an unassisted birth, that is legal. Yes, I know it’s backwards. Technically the midwife is practicing medicine without a license but only because our stupid state doesn’t recognize her license. She is well qualified and certified…just not in Kentucky.)
Anyway, how could this happen? How can we just not have insurance? It’s not fair. We did everything we were supposed to do in order to get health coverage, but we have a pop-up blocker…as do most people on their browsers. There was no other mention of these documents they required AND we were paying for family coverage. They obviously processed our online form because they immediately started taking the payments from Tyler’s checks. I have no idea why they listed me as an ex-wife. Not our fault, but we are the ones suffering. I hope we don’t need to go to the doctor any time soon.
We’re not going to let it go. We’ll keep fighting until they give us coverage for 2013 and refund the money we paid for 2012. But that takes time, and it doesn’t help me much right now. Can’t believe this is even happening. Sometimes I feel like nothing can ever just be easy.
By the way I *think* Host Boy should be getting his visa tonight our time/tomorrow morning Ukrainian time. (They are 8 hours ahead of us.) I’m nervous, of course, and can’t wait to hear good news. Fingers crossed, prayers sent up, and waiting with baited breath to hear something…hopefully I will be posting the good news tomorrow.
I have lots of pictures to share! My eyes are crossing…really feeling some pregnancy exhaustion going on, shew.
The girls decorated a giant gingerbread man. We thought it would be easier than the house, which was kind of a disaster last year.
A few days later we put up the Christmas tree. Funny thing–every year we forget how to attach the base to the post. It’s so obvious!
We desperately need a new tree, but we decided to wait until we move so we can see what sort of space we’ll have.
(I’m allergic to real trees. Sad!)
Tyler was so frustrated that once again we could not put the base on, hahaha.
For some reason this outtake is hysterical.
Ada stuck her finger up her nose and Rosie photo bombed it.
We were going to do white lights but then half the strand didn’t work so we had to stop and go to the store, where they only had colored lights left…
A few hours later as the sun was setting…
Now, time to do some evening school work with Rosie! :)